Reference

surat99 Legal access for Indonesia

Clear Legal terms help you understand account access, wallet records and privacy before you open an account with surat99.

Account termsPrivacy controlsLocal-law accessPolicy contact
surat99 surat99 Legal access for Indonesia
POLICY CONTACT

Legal help beside your account path

A clear contact path matters when you need to question a Legal clause, correct account details or ask how a wallet record is used. We keep policy help close to the account area, so you do not need to search through unrelated pages. When you contact us, include the phone number linked to your account and the subject of your request; never send a password or full payment credential. Our team can direct questions about access, privacy, cookies, retention and policy wording to the right route.

Team online

Account policy help

Use the account help route when a Legal term affects your phone verification, access status or ability to continue. We can identify the relevant clause and explain which account detail may need correction before access is considered where local law permits.

Wallet record query

If a DANA, OVO, GoPay or QRIS reference appears incorrectly, send the account phone number and the visible transaction reference through the support path. We use those details to locate the record without asking you to disclose a wallet PIN.

Privacy request route

For a copy request, correction request or question about stored data, choose the privacy contact option beside the policy area. We will ask for enough account detail to confirm the request belongs to you before discussing personal records.

DATA PRACTICE

How our Legal policy handles data

The Legal policy describes what we collect for account operation, how we use it and when access to a record may be restricted.

Data handling

We describe the account data needed for phone verification, access checks and payment matching. DANA, OVO, GoPay, QRIS, bank transfer and virtual account references are treated as transaction context, not as permission to request your wallet PIN or banking password.

Cookie choices

Cookies can keep a session available and remember selected site settings on your device. Our Legal wording explains their purpose, so you can review browser controls before using a shared phone or moving from mobile access to a desktop session.

Account security

Phone verification is completed before account access and helps connect a sign-in attempt with the correct account. Keep your verification details private, sign out on shared devices and contact us if an access record does not match your activity.

Record retention

We retain account and payment records only in line with the stated operational or legal purpose. The policy explains the relevant retention approach, including why a DANA or bank transfer reference may remain after a session has ended.

Policy owner

Questions about Legal wording, privacy handling or an account restriction should come through our account support or privacy contact route. Include the account phone number and a short subject so we can send your request to the appropriate policy contact.

Change requests

You can ask us to correct account data or assess a request concerning access, cookies or stored records. We verify the requester first, then explain what can be changed, what must remain and which Legal clause supports the outcome.

Answers about surat99 Legal terms

These Legal answers focus on the questions that affect an Indonesian account before access begins. We cover local-law wording, phone verification, payment references, cookies, retention and privacy requests in plain English. If your situation is specific, use the policy contact route with the phone number linked to your account, and avoid sending passwords, wallet PINs or complete banking credentials.

The Legal policy covers account access, permitted use, privacy, cookies, payment references, retention and policy changes. It also explains how to contact us about a correction or privacy request, while access remains dependent on local law.

Access is available where local law permits. Check the rules that apply to your location before opening an account, and read the Legal notice because regional eligibility can affect whether account access is provided.

Phone verification connects an access attempt with the account details you submitted. It helps us address account requests accurately and investigate unusual sign-ins. Keep the verification code private and contact support if the activity is not yours.

DANA and QRIS references may be used to match a payment status with the correct account. They do not give us your wallet PIN. The Legal wording explains the purpose and retention of these transaction references.

Yes. Send a correction or privacy request through the stated contact route with your account phone number and the field you want checked. We verify your identity first, then explain whether the change can be completed.

Cookies may keep your session active and remember selected settings on the device you use. The Legal policy explains their role, while your browser controls can help manage cookies when you use a shared phone or computer.

Retention depends on the operational or legal purpose described in the policy. A reference from OVO, GoPay, bank transfer or a virtual account may remain after access ends when it is needed for account or transaction records.