Legal terms beside wallet records
Our Legal notice sets the rules for using an account, handling personal data and keeping payment references connected to account activity. Access depends on local law, and you should check whether this service is available to you before opening an account. We may use your submitted
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phone details to complete verification before account access, while records connected with DANA, OVO, GoPay, QRIS, bank transfer or a virtual account can help us match a payment status to the correct account. The notice also explains permitted use, account restrictions, policy changes and the route
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for raising a privacy request. Read the full wording before you proceed, particularly if you access surat99 from Indonesia on a shared phone or change devices often.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.